Choose a Personal Guard Package

 Benefits (RM)

Plan 1

Plan 2

Plan 3
  Identity Theft - To Recover Credit Worthiness
10,000
20,000
30,000
  Identity Theft - To Recover Lost Wages
5,000
10,000
15,000
  Identity Theft - Fraudulent Charges
5,000
10,000
15,000
  Loss of Cash & Personal Valuables - Due to Theft or Robbery (lump sum per event)
1,000
3,000
5,000
  Medical Reimbursement - For treatment of injury due to Snatch Theft or Robbery
5,000
7,500
10,000
  Accidental Death & Disablement (AD&D) (lump sum)
50,000
75,000
100,000
  Double Indemnity on AD&D due to Snatch Theft or Robbery
100,000
150,000
200,000
  ATM Withdrawal Protection - Reimbursement Basis
1,000
3,000
5,000
  Home Protection (Burglary)
15,000
25,000
50,000
  Key Replacement Cover
500
1,000
2,000
       

 Annual Premium (RM)

  Individual

RM170

RM310

RM510
       

  With Spouse

RM250

RM460

RM760

 

Frequently Asked Questions

1. Who can apply?
Anyone between age 18 to 60

2. Do I need to make payment immediately?
Yes, payment of premium shall be made on/prior to the commencement of coverage.

3. When can I receive the policy contract?
Within 30 days upon signing up.

4. What is the main policy exclusions?
a) Losses that are intentionally caused by the insured. Obviously!
b) Losses that result from direct actions of a relative.
c) Losses due to war, invasion, act of foreign enemy, hostilities or war like operations (whether war has been declared or not), civil war, rebellion, revolution, insurrection, civil commotion, uprising, military or usurped power, martial law, terrorism, riot or the act of any lawfully constituted authority.
d) Losses due to the order of any government, public authority, or customs' officials.
e) An act in contravention of a government prohibited or regulation of law.
f) An act of terrorism.
Please refer to the policy contract for a comprehensive list of exclusions.

5. The thief used a master key to enter my house and some items are stolen. Is this claimable?
This policy is subject to forcible and violent entry or exit. Losses without proof of forcible and violent entry or exit are not claimable.

6. What should I do in the event of a claim?
All claims must be made in writing and submitted to the company within 30 days after the Date of Loss.