Malaysia Insurance Online Your Trusted Malaysia Insurance Services Provider
Choose a Student Travel Package (Worldwide)
This coverage is eligible for any individual between 18 and 45 years of age, who is enrolled and attending a registered and accredited education institution for higher learning, outside of his Home Country.
Benefits (RM) |
Classic |
Superior |
Premier |
| Medical Benefits | |||
| Medical & Accidental Dental Expenses | |||
| a) Treatment in Country of Study * | 10,000 |
10,000 |
10,000 |
| b) Treatment Out of Country of Study * | Up to 60 Days |
Up to 60 Days |
Up to 60 Days |
| * Excess of RM50 due to illness | |||
| Evacuation & Repatriation Benefits | |||
| Emergency Medical Evacuation & Repatriation of Mortal Remains | 250,000 |
300,000 |
Unlimited |
| Compassionate Visit (Due to Hospitalisation of Insured) | n/a |
10,000 |
12,000 |
| Personal Accident Benefits | |||
| Accidental Death & Permanent Disablement | 100,000 |
200,000 |
250,000 |
| Felonious Assault | n/a |
100,000 |
100,000 |
| Sponsor Protection | 50,000 |
100,000 |
150,000 |
| Study Interruption (14 days) | 10,000 |
20,000 |
25,000 |
| Travel Inconvenience Benefits | |||
| Travel Delay (RM150 for every 6 full consecutive hours) | n/a |
150 |
450 |
| Baggage Damage During Air Common Carrier Travel | n/a |
100 |
200 |
| Damage or Loss of Baggage and Personal Effects (including Laptop) (Maximum Limit Any One Item RM500 Except for Laptop) (Maximum Limit for Laptop RM1,000) |
2,000 |
2,000 |
4,000 |
| Loss of Travel Documents | |||
| a) Loss of Passport/Visa | n/a |
1,350 |
2,700 |
| b) Loss of Air Ticket | 200 |
200 |
900 |
| Loss of Money | n/a |
150 |
300 |
| Other Related Travel Benefits | |||
| Personal Liability | 100,000 |
200,000 |
300,000 |
| 24 Hours Worldwide Travel Assist | Included |
Included |
Included |
Optional Benefits |
|||
| Medical & Accidental Dental Expenses | |||
| a) Treatment in Country of Study * | 150,000 |
250,000 |
400,000 |
| b) Treatment Out of Country of Study * | Up to 60 Days |
Up to 60 Days |
Up to 60 Days |
| * Excess of RM50 due to illness | |||
Annual Premium (RM) |
Classic |
Superior |
Premier |
| 6 Months (without Optional Benefits) | RM248  |
RM388 |
RM560 |
| Include Optional Benefits for | |||
| Medical & Accidental Dental Expenses RM150,000 | RM818 |
RM958 |
RM1,130 |
| Medical & Accidental Dental Expenses RM250,000 | RM1,093 |
RM1,233 |
RM1,405 |
| Medical & Accidental Dental Expenses RM400,000 | RM1,486 |
RM1,626 |
RM1,798 |
| 1 Year (without Optional Benefits) | RM485 |
RM770 |
RM1,110 |
| Include Optional Benefits for | |||
| Medical & Accidental Dental Expenses RM150,000 | RM1,625 |
RM1,910 |
RM2,250 |
| Medical & Accidental Dental Expenses RM250,000 | RM2,175 |
RM2,460 |
RM2,800 |
| Medical & Accidental Dental Expenses RM400,000 | RM2,960 |
RM3,245 |
RM3,585 |
| 2 Years (without Optional Benefits) | RM938 |
RM1,485 |
RM2,155 |
| Include Optional Benefits for | |||
| Medical & Accidental Dental Expenses RM150,000 | RM3,218 |
RM3,765 |
RM4,435 |
| Medical & Accidental Dental Expenses RM250,000 | RM4,318 |
RM4,865 |
RM5,535 |
| Medical & Accidental Dental Expenses RM400,000 | RM5,888 |
RM6,435 |
RM7,105 |
| 3 Years (without Optional Benefits) | RM1,365 |
RM2,160 |
RM3,145 |
| Include Optional Benefits for | |||
| Medical & Accidental Dental Expenses RM150,000 | RM4,700 |
RM5,495 |
RM6,480 |
| Medical & Accidental Dental Expenses RM250,000 | RM6,310 |
RM7,105 |
RM8,090 |
| Medical & Accidental Dental Expenses RM400,000 | RM8,604 |
RM9,399 |
RM10,384 |
Benefits Explained...
Medical & Accidental Dental Expenses
You will be reimbursed for medical and dental expenses incurred
which are medically necessary due to accidental injury or illness
sustained during your duration of cover. For the avoidance of
doubt, dental expenses shall only be reimbursed for conditions
caused by accident only.
Emergency Medical Evacuation / Repatriation of Mortal Remains
In the event that you suffer from an illness/accident which in the opinion of AIG Travel Assist necessitates your emergency medical evacuation to Malaysia, AIG Travel Assist will arrange for your evacuation and pay for reasonable expenses incurred. In the unfortunate event of your death during your studies overseas, this plan will arrange and pay for all reasonable covered expenses incurred to return your remains to Malaysia.
Compassionate Visit
a) If you are hospitalized for 5 or more consecutive days and your medical condition does not allow your medical evacuation and no other adult member of your immediate family is present, this plan provides a round trip economy class air ticket, meals, communication and accommodation expenses to allow one of your immediate family members to travel to the country where you are to be with you.
b) It covers your trip back to Malaysia in the event that an immediate family member in Malaysia suffers death or is hospitalized for more than 5 consecutive days.
Baggage Damage during Air Common Travel
A cash allowance will be paid if your accompanying check-in baggage in a air common carrier is damaged to the extent that is no longer useable up to the amount specified in the Schedule of Benefits.
Damage or Loss of Personal Effects
In the event of accidental loss or damage to your personal effects due to robbery, burglary, snatch theft or negligence of the common carrier, you will be indemnified for loss or damaged sustained up to the amount stated in the Schedule of Benefits.
Loss of Travel Documents
A cash allowance will be paid in the event you lose your passport/visa due to burglary, robbery or snatch theft, for the replacement of your passport/visa, additional transport, meals, communication and accommodation expenses as a result of the loss.
Loss of Money
Pays for loss of money due to burglary, robbery or snatch theft during your duration of coverage up to the amount specified in the Schedule of Benefits .
Personal Liability
Covers you against your legal liability for bodily injury or property damages caused to a third party.
24 Hours Worldwide Travel Assistance
AIG Travel Assist shall provide the following services for the benefit of the Insured Person . These services are provided by multilingual travel assistance coordinators via telephone and such assistance provided shall not include the costs incurred to solicit these services.
A. Emergency Assistance Services
a) Medical reference
b) Advance payment of Medical Expenses
c) Emergency Medical Evacuation
d) Repatriation of Mortal Remains
B. Technical Services
a) Lost/stolen baggage and personal effects.
b) Recover, locate and replacement of travel documents.
c) Legal Referral
C. Pre-Trip General Services
a) Advise on procuring Travel documentation.
b) Advise on immunizations, epidemics and available preventive measures.
c) Information on Political/Environmental warning
d) Information on currency exchange rate, location of major banks and public holidays.
e) Information on weather condition.
The above stated travel assistance services shall be provided by AIG Travel Assist and the Company shall use its best endeavors to ensure that AIG Travel Assist shall use every effort to provide the services save and except for circumstances beyond its control.